Assets all Risk

A type of insurance coverage that covers all risks except specific items that are outlined as exclusions in the contract. Any risk that is not excluded is automatically covered. For example, if an all-risks homeowner’s policy does not expressly exclude flood coverage, then the house will be covered in the event of flood damage.



Extensive scope of cover, with the objective to insure all of a company’s assets. This type of corporate business insurance is designed to insure all business assets in one policy document, specifically tailored to the needs of the client.

A typical Assets All Risk policy will offer coverage for damage to property, business interruption, machine breakdowns and other uncategorised accidents up to specified limits.

This type of policy is found only in the property-casualty insurance market. All-risks insurance is the most comprehensive type of coverage available. It is therefore priced proportionately higher than other types of policies, and the cost of this type of insurance should be measured against the probability of a claim.